I’m getting fed up with premium bonds.

Status
Not open for further replies.
Joined
27 Feb 2017
Messages
36,958
Reaction score
5,242
Location
Essexshire
Country
United Kingdom
Nothing last month, £25 this month. Over. £60k's worth between us and I’ve worked out that I could be getting £947 a year in interest if that was in one of our ISA's. That’s equivalent to three wins per month, every month. Seriously tempted to move a chunk of it.
 
Sponsored Links
Nothing last month, £25 this month. Over. £60k's worth between us and I’ve worked out that I could be getting £947 a year in interest if that was in one of our ISA's. That’s equivalent to three wins per month, every month. Seriously tempted to move a chunk of it.
It's crap everywhere for savers, presently.:unsure:
 
Ours have just renewed on a one year fixed with Cynergy bank at 1.48%. We still have a window to add to that. Even NS&I are paying 1.1%.
 
Last edited:
Sponsored Links
you must sell your premium bonds immediately

.....more chance for the rest of us!

Ive only had a few £25 wins this year -on £50k

actually just checked -won £25 this month -July
 
Last edited:
Ours have just renewed on a one year fixed with Cynergy bank at 1.48%. We still have a window to add to that. Even NS&I are paying 1.1%.

Ignore that - checked again and it was 1.48% last year. The loyalty rate for this year is 1.1% Still might take £20k out each and put into our ISA's *NS&I is 0.9%
 
Last edited:
I told you premium bonds have pretty much the lowest return of any investment.
 
Bonds used to be a good bet, not sure now with all the debt countries have built up.Buy tinned goods.

No they haven't, they've always been a low return no risk investment or savings scheme if you must.
 
Better than bank interest, but it's usually long term. Just like most things, the bigger the risk, the bigger the reward.Most people want safe.Buy tinned goods.

Well if interest rates go negative, putting your cash under your mattress will be a better bet, if a bit insecure.
 
Status
Not open for further replies.
Sponsored Links
Back
Top