Santander

[Highway Man]

Being as awesome as you are, I suspect if you go in asking to withdraw £10k, they give you your £10k and then another £10k from their general coffers just because you're so great and awesome.

That is actually very true. I do not like to say the real figures as I am a very private person and would consider it bragging, It's just not me.

 

[MNW67]

No its the other way around - banks have pushed people to go on line and then the banks close - its the plan all along.

It might depend on what you use a bank for e.g. business or personal. But I find everything much easier online.

 

[aveatry]

But I find everything much easier online.

That's because the banks have purposely made it harder to do it in a branch. People are getting the timeline of events the wrong way around, the banks started it by cutting the open hours - then shutting the branch down because "no one used it - because of the stupid opening times - at the same time offering bribes for people to open online accounts and then saying "oh we have to shut branches as people now do it all online"

 

[MNW67]

That's because the banks have purposely made it harder to do it in a branch. People are getting the timeline of events the wrong way around, the banks started it by cutting the open hours - then shutting the branch down because "no one used it - because of the stupid opening times - at the same time offering bribes for people to open online accounts and then saying "oh we have to shut branches as people now do it all online"

I'll have a think about that. I can't really remember what we used to go to banks for! It's so long ago.

I like not having to use cheques. That's one thing.

 

[Harry Bloomfield]

That's because the banks have purposely made it harder to do it in a branch. People are getting the timeline of events the wrong way around,

I'm not sure whether you are entirely right there, I was involved with many of the banks, before I retired, and saw the gradual decline in usage. Keeping them open, was a major expense, what with all the salaries to be paid. We have moved from paying for accounts, to being paid to have an account, from what has been saved on premises, and salaries. In the meantime, the whole banking process has become so very much slicker, minutes and seconds for payments to clear versus sometime several days. Now you can bank around the clock, then you had banking only available during banking hours.

I know what I prefer.

I'll have a think about that. I can't really remember what we used to go to banks for! It's so long ago.

You used to have to either keep cash under the mattress, or put it in the bank. To pay someone, you had to either go along with your passbook and draw the amount out, banking hours only, or write them a cheque. Having a cheque, was no guarantee they would be able to clear it, so they might hang onto the goods, until cleared.

I worked far from home - some companies would pay me in cash, sending cash via registered post.

Then, along came cards, and the ability to draw out cash, from an ATM. So salaries could be paid straight into banks, and you could get cash out anywhere. Then credit and debit cards, so you could just pay a bill, with a swipe of a card.

I certainly know what I prefer - just a few little cards in my pocket, and I never use cash.

 

[Scally-Ho]

They do, I have loads of receipts from Gushing Gussey.

You're SO good looking, you have to pay for it? LMAO

 

[pete01]

They do, I have loads of receipts from Gushing Gussey.

What's Gushing Gussey?

 

[Scally-Ho]

What's Gushing Gussey?

Shez the town bike

 

[Koolpc]

One of the benefits of being really good looking is been able to deal with female bankers, I would have been able to just draw it out without any hassle. I know it isn't fair but that's life and women for you.

Even better when you are a cute looking old corgi!

 

[Brigadier]

I think for me, if I went in asking to withdraw thousands and they asked what it was for, I'd be happy enough to tell them.

However if they asked for proof, I'm not sure massage parlours give receipts?

Would prescriptions for antibiotics and creams be proof?

 

[Highway Man]

What's Gushing Gussey?

You mean who is she?

 

[Highway Man]

What's Gushing Gussey?

 

[pete01]

You mean who is she?

OMG

 

[Highway Man]

OMG

Exactly, think on

 

[Justin Passing]

They're getting tighter. I constantly get payments queried or returned, often for no apparent reason.
Once you've used the payee before though , no problem. So in the past I've sent £10 which doesn't raise alerts, before bigger amounts.
I've been asked a few times where money is coming from.
Fairly recently the cash withdrawal limit at the counter was about £3k, unless you had a reason.

I had an argument with HSBC. They wanted me to indemnify them against any possible claim if the transfer went wrong. I said no, manager please.
Verbally he accepted "....unless HSBC make a mistake".

Ex-building society "banks" are pretty incompetent, but I expected better of HSBC.
Santander tell you you have to take old issue banknotes to the Bank of England in Threadneedle street in London.
Lloyds, next door at the time said "sure, no problem".