i am about to go self- employed in the heating trade,, got pretty much everything thought of but i cant make my mind up when it comes to software, it needs to to the obvious things . invoicing, quotes, addressbook, payments received/ outstanding , header with flexible setup ie: inserting logos that can be placed ,resized by the user.. and dont say SAGE lol i dont want to spend a bomb,, just need an application that safes me from settign every letter up from scratch any ideas out there ???