Car Insurance. I expect mine is going to go up.

Joined
5 Aug 2013
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Location
Lancashire
Country
United Kingdom
I was recently involved in a crash in my company vehicle. I was in the black one coming up the hill when the driver in the other vehicle coming down the hill tried to turn left into a side street to evade the police who were following at some distance. As soon as they could the two male occupants of the other vehicle got out and scarpered. They were apprehended shortly afterwards. Their car was untaxed and had no MOT. I don’t know if they were insured or not but now I am dreading the next time the missus has to insure her car because I am a named driver on her policy. Not my fault but insurance companies deem you to be a higher risk if you have recently been involved in an accident.
 

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Were they insured? If so you can claim against their insurance. If not, can you get anything from the motor insurance bureau? Shouldn’t affect your premium too much if your insurance co didn’t pay out for the loss. We had someone crash into us while stopped at lights - their ins co paid to get it fixed at a place of our choosing, got the car back and the very next day, our sons neighbour reversed out of their drive straight into the side of our car which was parked on the other side of the street. Again, her ins co paid out and all we had against us was 2 'no claim' incidents. Didn’t really affect the premium as far as I could see.
 
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