Hi all,
I am West Midlands based. Builder recommended by 2 work colleagues. Mortgage free house.
Project - 50m2 extension. Kitchen fitting extra £2k and bathroom fitting included. I need to supply kitchen and bathroom suites.
Finance and budget - I have £15k credit limit on card which gives 29 months interest free. Airmiles on spend. The prospect of spreading costs and some security if builder does runner makes me tilt towards labour only.£250k in cash isa which i would like to keep as back up only. £120k in cash savings for this project.
Dilemma- I quite like the idea of labour only. Have a friend who owns building supplies company who i intend to use. Steel and insulation too i can source 10-15% discount.i will have 2 half days each week free to work on this extension.
Is it worth going labour only based on quotation or not worth the hassle.
I am West Midlands based. Builder recommended by 2 work colleagues. Mortgage free house.
Project - 50m2 extension. Kitchen fitting extra £2k and bathroom fitting included. I need to supply kitchen and bathroom suites.
Finance and budget - I have £15k credit limit on card which gives 29 months interest free. Airmiles on spend. The prospect of spreading costs and some security if builder does runner makes me tilt towards labour only.£250k in cash isa which i would like to keep as back up only. £120k in cash savings for this project.
Dilemma- I quite like the idea of labour only. Have a friend who owns building supplies company who i intend to use. Steel and insulation too i can source 10-15% discount.i will have 2 half days each week free to work on this extension.
Is it worth going labour only based on quotation or not worth the hassle.
