Investment

[Dereekoo]

Rather than just taking what the market gives you, if and when any of y'all see the light about the SM, consider what's called "dollar cost averaging".
You can d a search on it. Investopedia is great on all things investing, their effort on it is here: (click the box)

Having read up on it I think it should be called Pound Cost Averaging to make it more appealing to us Brits