Investment

[Justin Passing]

Taking an odd day isn't terribly useful - unless you're actively trading it.
Is someone's going to use a day or two to try to take the P you have to look at a longer time period ...
Here the bottom two are World, and UK, Blue is ASML, top one is Micron.

Want to sneer at Micron or ASML performance?
Which would you have preferred to have held for the year, given that you'd put stop-losses under them every week or so?

 

[motorbiking]

Nobody intelligent is going to sneer at people who've held tech. The Nasdaq is up 5% for the year despite the "crash".

 

[JohnD]

... up 5% for the year ...

Wow!

 

[motorbiking]

Not bad for a "crash".

 

[fillyboy]

Not bad for a "crash".

Going down faster than Thames Water.

 

[Mottie]

Going down faster than Thames Water.

Careful. They’re on a cliff edge. Been there for years, apparently.

 

[JohnD]

Not bad for a "crash".

A crash for the year, you say? Who told you that?

I've only been strongly concerned for about a month.

Perhaps you think it's over.

 

[motorbiking]

Technology stock go up and down regularly. Mostly up The AI revolution has only just started. Almost all manufacturing companies, services companies and of course technology companies are leveraging AI.

Performance should never be the sole reason for investment, otherwise you might as well subscribe to their prospectus and make investment decisions based on the P&L.

"Retail traders plough $67bn into US stocks while investment giants flee"

"George Steer in New York
Published 11 HOURS AGO

"Individual investors have pumped almost $70bn into US stocks this year even as professional money managers are slashing their exposure to the market on fears over Donald Trump’s policies.

Net inflows from retail investors into US equities and exchange traded funds have registered $67bn in 2025, down only slightly from the $71bn spent in the final quarter of 2024, according to data provider VandaTrack."

FT.com

Who could have seen that coming?

They seem to have done rather well. +40%

 

[Daffar]

I think one of the biggest mistakes with investing is focusing too much on short-term movements rather than having a clear plan. It's easy to get caught up in the latest news or feel tempted to change direction whenever the market takes a dip, but that can lead to decisions you wouldn't normally make. I've found it makes more sense to understand what you're investing in, consider the level of risk you're comfortable with and avoid putting everything into one place. Of course, everyone's circumstances are different, but having a realistic long-term approach seems much more sensible than constantly chasing the next opportunity.

 

[motorbiking]

nowadays it’s very easy to avoid everything in one place. But few “retail” investors have the ability to understand what they are investing in.

You’ve got to make decisions about the value of the stock, not the performance of the company.

Plenty of solid performers don’t deliver much growth. You could be investing with all that upside already factored in.

 

[Mottie]

I think one of the biggest mistakes with investing is focusing too much on short-term movements rather than having a clear plan. It's easy to get caught up in the latest news or feel tempted to change direction whenever the market takes a dip, but that can lead to decisions you wouldn't normally make. I've found it makes more sense to understand what you're investing in, consider the level of risk you're comfortable with and avoid putting everything into one place. Of course, everyone's circumstances are different, but having a realistic long-term approach seems much more sensible than constantly chasing the next opportunity.

What made you sign up to a DIY forum when you haven’t asked one DIY question? Have you been a member of this forum before under a different name by any chance?

 

[Justin Passing]

I think one of the biggest mistakes with investing is focusing too much on short-term movements rather than having a clear plan. It's easy to get caught up in the latest news or feel tempted to change direction whenever the market takes a dip, but that can lead to decisions you wouldn't normally make. I've found it makes more sense to understand what you're investing in, consider the level of risk you're comfortable with and avoid putting everything into one place. Of course, everyone's circumstances are different, but having a realistic long-term approach seems much more sensible than constantly chasing the next opportunity.

So - what's your clear plan?