It's over £50k, actually.
Plenty of people would be very happy to have their pay fixed at that point.
Tax & Spend Tories
- Thread starter SirGalahad
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It's over £50k, actually.
Plenty of people would be very happy to have their pay fixed at that point.
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Dork
You say you know who kick-started the rentals.
Did you know it's been going on for decades, if not centuries?
My grandparents rented all their life.
You say you know who kick-started the rentals.
Did you know it's been going on for decades, if not centuries?
My grandparents rented all their life.
You are of course wrong, very wrong. Owner occupation has never been as high as now. Renting and tied cottages was the normal for many centuries, with gradual very slow drift towards OO, Right to Buy increased the OO dramatically.
Noted. We're tom-tucked for doctors, lawyers, vets, architects and headteachers then eh? Only we're not. If there's a shortage of any of those, it is absolutely not because people want to suppress their own earnings.
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Actually the idiot post Filly copied was referring to the repayment threshold for student loans. That's at 27,000 ish at the moment. So once you go over that you pay an extra 9% tax (or loan repayment, whatever you wish to call it) on anything over the threshold until you've paid your debt off, or 30 years, whichever is sooner.
The really odd but about this is the people who pay the most are the mid earners. If you earn under the threshold you never pay a penny. If you get paid a lot then you pay it off quickly. If you're a nurse then you pay it off just slowly enough that you keep ahead of the interest and pay it off just as it expires.
Another utterly stupid comment was about the number of people studying AI courses. AI is normally taught as part of an IT course and people working in it are mostly IT, Mathematics or Physics graduates. I'd question if an AI course should even exist as an undergraduate course. Yet another old person failing to understand what the modern world is.
I was aware, but didn't phrase my response correctly. My daughter (Physics grad then IT security) paid hers off in about 4 years having breached the threshold from day one. This was 2007 ish.
Really?
"Homeownership has been in decline in the United Kingdom, falling from an all-time high of 70.9% in 2003 to 63.9% in 2018. This decline has coincided with a revival of the private rental market."
Actually most don't keep ahead of the (compound) interest rate that is charged.
Anyone know why the current rate is 6% (which starts from day 1 of studies) when the BofE rate is almost 0%?
Oh that's right, the student loan book was sold off to a private company!
It actually costs more to the taxpayer with tuition fees in place than have Uni education for free/small amounts (like many other more civilised countries), due to the non pay back rate...
But then the whole idea is to keep the masses in debt right from the start...
Control!
Who'd want to ramp up £27k of debt just to get that extra gold star pin badge on your uniform in McDonald's? 
Who'd want to ramp up £100k+of debt to treat old gits freeloading the system?
"The NHS does not have enough doctors and will take 25 years to match average staff levels in Europe, according to the British Medical Association."
Luckily most of the freeloaders will have kicked the bucket by then
Luckily most of the freeloaders will have kicked the bucket by then
Your constant mention of older people dying, especially people that challenge your fantasies on this forum, speaks volumes about you. Not very nice TBH. Google it, you might learn something. Tell me, how many children do you really have and are they really "Doctors"?
I'll start you off. I have two children, real ones that exist, neither are Doctors. How about you?
There’ll be even less when the full-time forum know-all’s leave the UK, taking any 'doctor' sons with them, won’t there?
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What were the fees then ? My son owes over £40k, can't see that ever being paid off.
No, Douglas McWilliams.
Douglas McWilliams Wiki & Bio (everipedia.org)
In 1992 he set up and now runs Centre for Economics and Business Research Ltd (CEBR), one of the Britain's leading commercial economics think-tanks. He is a well known public speaker of many years' standing. Because of his forecasting track record, he is greatly in demand for speaking engagements and media appearances. Professor McWilliams' face is a familiar one to viewers of current affairs and business television programmes such as Newsnight and Business Breakfast while his voice is heard frequently on the BBC and other radio programmes. Douglas McWilliams has a unique talent for being able to put across complex economic facts and forecasts in terms that can be understood by non-specialists. His great sense of humour can be detected in his speeches, which are interesting as well as informative. His presentations are clear, concise, well-argued and supported by clear visual material. Douglas McWilliams has given keynote speeches to a wide range of audiences, from seminars for packaging to seminars for property, from insurance to information technology, from catering to construction and including a whole host of diverse interests. Douglas McWilliams was Chief Economic Adviser to the Confederation of British Industry from 1988 to 1992 (receiving the Golden Guru award for Best UK economic forecaster in 1992). Previously he was IBM UK Chief Economist, Manager of Market Research, Manager of Business Environment Analysis. He was Chairman of the economics forecasting group of UNICE, the European federation of employers' organisation from 1980 to 1985. Douglas McWilliams is Visiting Professor at Kingston University Business School, and a member of the Councils of the Foundation for Manufacturing and Industry and of the Institute for Fiscal Studies. He is also Economic Adviser to the Chartered Institute of Marketing and to NCL Investments Ltd.
Just starting to increase again for younger people.
Home ownership among young people rises after decade of decline | Housing market | The Guardian
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