If the CU is designed for 2 RCD's x 8 MCBs with SPD, why not?
Had the same discussion with my son (also an electrical engineer) and I have to admit RCD's have improved over the years, but taking this house as an example, want to arrange it so if there is a fault which causes the socket circuits to trip, one is not plunged into darkness as well. And the only way would be all lights on one RCD and all sockets on the other, there is no other way to arrange it.
So AC will allow capacitive and inductive linking, so step one is to work out what that is in mA. So simple measure it
here you can see my whole house leaks 8 mA, the limit for one RCD is 9 mA or 30% of the RCD rating, I am clearly very near the limit, and most of that will be on the ring finals.
The ring finals are split front main house, rear main house, and flat under main house, the whole idea of splitting them, is so under fault conditions one can continue until the fault is fixed, so with the flat the cooker with has a single socket on the isolator would be the only supply, and with main house, again cooker, plus the UPS feeding the freezers, and surviving ring final, the main point is split side to side, so do not need extension lead up or down stairs.
So what limits the number of RCD's is how many neutral bars, and most consumer units only have 3, so one can do a risk assessment, and use just some RCBO's so would want them on circuits supplying equipment with mineral insulated elements as found in freezers, dishwasher, ovens, washing machines, and the list goes on.
So my ring finals, and cooker supplies, and the immersion heater, so 6 x RCBO's required. Would be a good idea to have lights on them, so add another 3 x RCBO's the CU is only 14 way, so only 5 MCB's left, and 5 RCBO's are cheaper to 5 MCB's plus 2 RCD's, and it means the consumer unit is 4 slots shorter.
But for me the main reason is, if anything trips, I need to go outside, and walk down a set of steps and go into the flat to reset, not for faint-hearted in the snow or frost, already had one fall doing it. My son still has to go outside, but at least on the flat.
I was so glad when I did have a RCBO trip, that my freezers were not on that RCBO, and I could wait until daylight to reset. The annoying thing is I never did find the cause, and I have all the gear.
The UPS supply to my freezers saved the day, I am not saying fit an UPS, it was an option when installing solar panels and battery, but also until fault cleared, it was handy to be able to run an extension lead to keep internet and voice control working.
I have not quoted regulations, I have tried to keep it to practical reasons why the MCB has very little use today, supply to the SPD and SWA to outbuildings maybe are the only use for them today.