Best bank accounts.

[motorbiking]

I met a super model online the once she wanted us to get married but the week she was due to come over from Italy she fell ill, I had to send her 10k for hospital fees, that was all genuine, so im not always suspicious.

There is a Thai lady in my gym who told me the story of how she moved to the UK - married a "white" guy. Thai families very strict, no marriage, no sex.. She said she divorce him cos he's mummy's boy. She lives in his house now. He lives with his mum. Can't help feeling sorry for him. I told her I was gay.

 

[Highway Man]

There is a Thai lady in my gym who told me the story of how she moved to the UK - married a "white" guy. Thai families very strict, no marriage, no sex.. She said she divorce him cos he's mummy's boy. She lives in his house now. Can't help feeling sorry for him. I told her I was gay.

Another problem being as good-looking as I am and built like a tank, I could never get away with saying that I was gay.

 

[motorbiking]

Another problem being as good-looking as I am and built like a tank, I could never get away with saying that I was gay.

reported

 

[Mottie]

@Mottie interest rates on those?

Post office - joint monthly interest savings account, 3.96% variable, bonus ends in March and drops to 0.9%
Recently got Mrs Mottie to open another Post office account in her name only as she has retired from work so can offset the interest against her personal tax allowance - moved our premium bonds in there plus some money from the sale of the workshop. 3.9% until next January and getting monthly interest on that. Got to look at moving some of that as it’s over the protection limit. Might go NS&I as they are the only one that has a bigger protection limit - £1m I believe but I ain’t got nothing like that to put in there!
Vanquis. 1 year fix ISA - 4.42% matures April
Kent Reliance 1 year fix ISA - 4.25% matures July
Shawbrook. 1 year fix ISA - 4.11% matures October
Nationwide - Easy access ISA - 1.1% at the moment, was more but the bonus period recently ended so going to move that in April when I sort out this years ISA. I have the least in that one anyway.
Chase. Instant access Online saver, 2.25%. I think that was 4.5% until quite recently. Not eligible for the new saver 4.5% account.

Mrs Mottie's ISA's mirror mine for roughly the same amounts with the same providers although her rates are not quite as good as mine in some of them as her maturity dates are a few weeks behind mine and rates changed.

 

[motorbiking]

Chase. Instant access Online saver, 2.25%. I think that was 4.5% until quite recently. Not eligible for the new saver 4.5% account.

maybe give the Spring / Paragon bank one a go. 4.11.

With regard to ISAs I need to find some dividend paying bonds to replace the loss of the cash ISAs.

 

[JohnD]

Another problem being as good-looking as I am and built like a tank, I could never get away with saying that I was gay.

That must be why gyms and body-building clubs are notorious for having no gay members.

 

[noseall]

Our building society hands out money like sweets. Every now and again they let us know there is a wee gift in our accounts. I've been banking with them since they were known as Anglia building society.

 

[noseall]

That must be why gyms and body-building clubs are notorious for having no gay members.

 

[Highway Man]

That must be why gyms and body-building clubs are notorious for having no gay members.

Not the ones that look like me, I am way too attractive to be gay.

 

[securespark]

Does anyone else feel really uncomfortable moving money to a new bank?

We moved from Santander to First Direct a good few years ago, maybe 10 even.

They effed up the transfer of Mrs S's life insurance, so of course the payments stopped and everything was lost.

First Direct: Shrug...

 

[Mottie]

maybe give the Spring / Paragon bank one a go. 4.11.

Just opened my Spring account, linked to my personal Barclays account and made my first transfer. I’ll sort the rest out tomorrow.

 

[pete01]

That was bad luck, sorry to hear that.

No she's fine now I sent her a further 20k but her phone broke and I never heard from her again, shame she really liked me aswell

 

[Ivor Windybottom]

LHV are doing 3.75% on a CURRENT account, which is amazing. Absolutely no idea who they are, MSE recommended them so hopefully not a scam...

Current Account · Personal · LHV Bank

A leading provider of Personal Banking, Savings, Business Lending and Banking Services for Financial Institutions.

www.lhv.com

I'd be there in a shot, except...

FAQs: Can I open a joint account? We do not currently offer joint accounts.

Looks great though, perfect if you don't need joint. Up to £1 million balance limit (but £120k FSCS limit). Totally hassle free, you earn interest on every penny from the day you get paid until you spend it on beer.

 

[SPLINE]

I had an account with the Monmouthshire BS which I took out in the 1990s, in the days when you got the best rates from the papers and applied by post. It built up to a tidy sum, so much so that even during the crash years I was getting a good interest payout. Then a couple of years ago when rates started rising Monmouthshire advertised some accounts with rates higher than mine, so I applied to switch my 30 year old account to one of these. NO they said - new accounts can only be opened in branch. I pleaded with them that I was a loyal saver of 3 decades but they wouldn't budge, and I certainly wasn't going to go to bloody South Wales. So I closed the account, their loss.

 

[Highway Man]

No she's fine now I sent her a further 20k but her phone broke and I never heard from her again, shame she really liked me aswell

Could you not just transfer the money to her account? I think you have a duty to look after her. She sounds lovely