Between us, me and the wife have three breaks booked for Spain this year. She's off with her mates on 19 June (booked it last June when they rebooked after that holiday was cancelled due to storms and floods out there), we're both off to Barcelona on July 5th (booked that in January), and I’m off to Malaga with some mates for a fly-ride motorcycling holiday in October (also booked in January). Our annual travel insurance expires on June 13th before any of them start.
As far as I know, I am covered for cancellation/curtailment but I’m wondering whether if I am not going on these holidays due to flights being cancelled, whether I need to renew my insurance so that is valid at the time that the holiday takes place or does it cover you if you were insured at the time of booking? A quick look on my insurers website shows a banner saying this: "Important Notice: No cover for Coronavirus for policies sold after midday 13/03/2020".
It’s not major problem as these are not terribly expensive breaks and as they’ve already been paid for, it’s not like I’ve still got to pay out for something I’m not going to get. Well, that’s my reasoning anyway! We very nearly booked a bloody expensive cruise a few months ago and I’m glad now that we couldn’t decide on dates.
Anyway, as my policy is on auto-renew, for the future, I just wonder whether that will be classed as a new policy or a continuation of the original one. Anyone know what the situation will be? Any others in a similar situation?
As far as I know, I am covered for cancellation/curtailment but I’m wondering whether if I am not going on these holidays due to flights being cancelled, whether I need to renew my insurance so that is valid at the time that the holiday takes place or does it cover you if you were insured at the time of booking? A quick look on my insurers website shows a banner saying this: "Important Notice: No cover for Coronavirus for policies sold after midday 13/03/2020".
It’s not major problem as these are not terribly expensive breaks and as they’ve already been paid for, it’s not like I’ve still got to pay out for something I’m not going to get. Well, that’s my reasoning anyway! We very nearly booked a bloody expensive cruise a few months ago and I’m glad now that we couldn’t decide on dates.
Anyway, as my policy is on auto-renew, for the future, I just wonder whether that will be classed as a new policy or a continuation of the original one. Anyone know what the situation will be? Any others in a similar situation?