OK, so I set my self up for that
My heart sank when I read you post... not because the ring finals are a problem, but because I was rather less than circumspect in what I wrote last night...queue embarassing backtrack.....
"Buried' was a terrible choice of description.. I guess I was focused on emphasising the trouble I'd gone to to insulate the place, rather than the precision of to describe it....so there you go.. rather than trying to be a smart-arse, my post should have ready 'I don't think derating factors need to be applied because....'
In fact, the only parts of lighting circuits that are in direct contact with the inulation (on one side, other touching board) are the drops to the switches on the lighting circuits.
For ring finals the 70mm between the bottom of each socket and base of each partition is similarly covered on one side.
In both these cases this is installation method 102 I think.
Ring finals then continue from socket to socket clipped to the bottom of the floor joists, well clear of the insulation above and with 500mm of free air cavity below (its a very strange building...).
The 1 exception to this is that there are a couple of places where a ring final does unavoidably run through a section of insulation and is consequently surrounded (for around 10 cm), but my undestanding was that given diversity the .78 derating this required could be ignored.
The rest of the lighting circuits are clipped to the bottom of joists above a suspended plasterboard ceiling (50mm gap between bottom of joist and board) i.e. something like method 101 but without touching the plasterboard...
I split the CUs on advice from someone because to have not done so would have meant really long runs (maybe getting on for 80M for the ring finals) and it was more practical to do this..
I understood issue with voltage drop, but resistance is also a function of length isn't it?