I thought I would just let you all know, that yesterday my relationship with the Filipina widow, has finally hit the buffers after 10 months, due to differences between us - which we are unable to resolve.
She lives alone, working in a low paid job, really struggling valiantly to pay her bills and mortgage. Her husband gambled away half the value of the house, before he died, leaving her in a total financial mess, which she can never manage to repay in her working life. If the house is ever sold, much of the amount realised would immediately go to creditors in Charges against the property.
I suggested the easy way out for her, was to simply move here, sell up, pay the debts off and live happily ever after. Problem is, she will not let go of the house with all of its problems and make a fresh start. She would then end up with my home when I'm gone. She is really struggling to an incredible extent at the moment, just to survive, but she wants to come and live with me, but also keep her own house and all the debt surrounding it. There have been two attempts to repossess. Obviously, I don't want to spend the rest of my life, watching her struggle financially here.
Discussion has bounced from selling, to here renting her house out, but she has absolutely no funds at all, to finance her doing that, nor any funds to cover for even the slightest hiccup should anything at all go wrong. At best, the rental would cover her monthly mortgage, still leaving her with lots of interest to pay on other loans, plus the property is too far from here for her to easily manage.
Yesterday, I put it to her that she had to sell up, pay the debts, and make the move - or we would be best saying bye, bye. She refused, so we have had to part, her very, very upset.
She lives alone, working in a low paid job, really struggling valiantly to pay her bills and mortgage. Her husband gambled away half the value of the house, before he died, leaving her in a total financial mess, which she can never manage to repay in her working life. If the house is ever sold, much of the amount realised would immediately go to creditors in Charges against the property.
I suggested the easy way out for her, was to simply move here, sell up, pay the debts off and live happily ever after. Problem is, she will not let go of the house with all of its problems and make a fresh start. She would then end up with my home when I'm gone. She is really struggling to an incredible extent at the moment, just to survive, but she wants to come and live with me, but also keep her own house and all the debt surrounding it. There have been two attempts to repossess. Obviously, I don't want to spend the rest of my life, watching her struggle financially here.
Discussion has bounced from selling, to here renting her house out, but she has absolutely no funds at all, to finance her doing that, nor any funds to cover for even the slightest hiccup should anything at all go wrong. At best, the rental would cover her monthly mortgage, still leaving her with lots of interest to pay on other loans, plus the property is too far from here for her to easily manage.
Yesterday, I put it to her that she had to sell up, pay the debts, and make the move - or we would be best saying bye, bye. She refused, so we have had to part, her very, very upset.
