As I've said before, very few people seem to read what that reg actually says..... "(iii) take account of danger that may arise from the failure of a single circuit such as a lighting circuit" ... means 2 RCD's do not cut the mustard. ... So has to in some way have at least three RCD's.
Whatever danger may be perceived to exist because of "failure of a lighting circuit", that danger cannot be eliminated by any number of RCDs, since the danger (whatever) will still exist even if the lighting circuit has its own dedicated RCD/RCBO and also if 'failure of the circuit' is due to a power cut or some wiring problem.
As I've often said, the only thing which can address that perceived danger is battery-operated emergency lighting. After all, if a lighting circuit 'fails' (lights go out), the circuit doesn't know whether that has happened because of operation of a shared RCD, operation of a dedicated RCD, a power cut or a problem with the circuit's wiring - in all cases "the lights go out"!
Kind Regards, John