Ive also been the victim of, not an uninsured car, it was insured, so no cause for being stopped/caught, however the driver of the car was not, apart from stopping drivers at checkpoints, how can you stop that?
Re ambulance chasing, seems these people have a foot in the insurance door, I had an accident last november, and had 4 different comanies contact me to see if I was injured, and a few texts saying my accident could be worth £3500.