Triple Lock Plus.

[Deleted member 221031]

OK, we'll go with "dead".

And "asset" and "investment" as interchangeable.

Noted

 

[Brigadier]

So you’d rather yourself and your kids work for 50 years and have no asset/s at the end ?

The property market is as good as any other investment.

Taking #154 then,

what use is an "asset" ("investment") if you're dead?

 

[Deleted member 221031]

Taking #154 then,

what use is an "asset" ("investment") if you're dead?

You pass it on to family etc.

Are you saying assets and investments aren’t a good idea ?

 

[Notch7]

No it’s not!

Google Search

The key word being……..

I have already destroyed his argument

Labour introduced tuition fees at 1998 at £1000
Then 2005 £3000

Conservatives massively increased it it £9000 in 2012


Which destroys his argument

Conservatives are the ones that saddled Graduates with huge debts

 

[Deleted member 221031]

I have already destroyed his argument

Labour introduced tuition fees at 1998 at £1000
Then 2005 £3000

Conservatives massively increased it it £9000 in 2012


Which destroys his argument

Conservatives are the ones that saddled Graduates with huge debts

No, he asked who started fees.

The answer is Labour in 1998

You’ve destroyed yourself, again.

Pmsl.

 

[Deleted member 221031]

Conservatives are the ones that saddled Graduates with huge debts

They increased labours fees, Labour would have done the same.

The conservatives wouldn’t have started with any fees.

 

[Notch7]

In 2008 it was approx 4.8x earnings, today it’s the same

If you bothered to look at national rates you will see:

“house prices have risen from around four-times average earnings in the mid 1990s to more than eight-times more recently, affordability has deteriorated dramatically for first-time buyers”

What 175 years of data tell us about house price affordability in the UK

What we've learned from nearly 200 years of housing data - and is property really a better investment than a pension?

www.schroders.com

 

[Deleted member 221031]

If you bothered to look at national rates you will see:

Can we have that without London and other stupidly expensive areas please.

Then the figure would be much lower.

“Average” means uk average Notch

 

[Deleted member 221031]

UK House Price Index for January 2023

The UK HPI shows house price changes for England, Scotland, Wales and Northern Ireland.

www.gov.uk

The average price in the north east is £163k, that’s not expensive?

And that’s the average, plenty cheaper than that.

London being 500k, so 3x the north east.

Please think before you add to the conversation.

 

[Notch7]

No, he asked who started fees.

The answer is Labour in 1998

You’ve destroyed yourself, again.

Pmsl.

I am sorry you lack the ability to concentrate long enough to follow the reason tuition fees were being discussed.

Have you found any evidence of the “Jew hatred” that you claimed existed?

A = no you haven’t, because you were making up lies.
and you are too spineless to admit it

 

[Deleted member 221031]

I am sorry you lack the ability to concentrate long enough to follow the reason tuition fees were being discussed.

Have you found any evidence of the “Jew hatred” that you claimed existed?

A = no you haven’t, because you were making up lies.
and you are too spineless to admit it

He asked who introduced them, the answer is Labour.

Without them being introduced, they wouldn’t have been raised

You can follow that ?

 

[Notch7]

Can we have that without London and other stupidly expensive areas please.

Then the figure would be much lower.

“Average” means uk average Notch

It is in the article I quoted

Let me help you by quoting the relevant bit:

“Things get more affordable as you move further north. The Midlands cluster around 7.5-times average earnings, while the North West and Yorkshire, alongside Wales, are on around 6.5-times.

In Scotland, the average house costs around 5.5-times average earnings, the lowest of the major British regions”



So still considerably less affordable now



Also backed up by lowering home ownership rates:

“There had been a “substantial fall” in home ownership among young adults since 1997. The IFS said 35% of 25- to 34-year-olds in 2017 were homeowners, a decrease from 55% in 1997”




NWGS, why do you lack the ability to research facts and evidence?

 

[Notch7]

Without them being introduced, they wouldn’t have been raised

You can follow that ?

Dumbest non sequitur I’ve ever heard

Well done


By the way, have you found any evidence of “Jew hatred yet”?

 

[Deleted member 221031]

It is in the article I quoted

Let me help you by quoting the relevant bit:

“Things get more affordable as you move further north. The Midlands cluster around 7.5-times average earnings, while the North West and Yorkshire, alongside Wales, are on around 6.5-times.

In Scotland, the average house costs around 5.5-times average earnings, the lowest of the major British regions”



So still considerably less affordable now



Also backed up by lowering home ownership rates:

“There had been a “substantial fall” in home ownership among young adults since 1997. The IFS said 35% of 25- to 34-year-olds in 2017 were homeowners, a decrease from 55% in 1997”




NWGS, why do you lack the ability to research facts and evidence?

It does prove my point

“but London and the south of England stand out”

Thanks for that

 

[Brigadier]

what use is an "asset" ("investment") if you're dead?

You pass it on to family etc.

But as "family" are likely to need somewhere to live, it'll be quite likely to be put towards the purchase of a house..........

.......which is more expensive than it need be, for precisely the reasons that your house as an investment, performed well..........


It's a merry-go-round.