im with you on that one 
problem is you can end up using more water if you know what i mean
problem is you can end up using more water if you know what i mean
House lnsurance.
- Thread starter libby lou lou
- Start date
didn't think you needed house insurance for one of these
It is a nice looking shovel - you never know.
Insurance - better to have it and not need it than to need it and not have it.
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EddieM
I'm sure this has been pointed out.
Contents / buildings insurance ~ £250 per year for an average house.
Say you live in a house for 65 years thats
£250 x 65 = £16250 So that's what you've saved.
The average house is around £130,000 so if you're unlucky then you lose £113750.
Gamble if you want to I'd rather not.
Contents / buildings insurance ~ £250 per year for an average house.
Say you live in a house for 65 years thats
£250 x 65 = £16250 So that's what you've saved.
The average house is around £130,000 so if you're unlucky then you lose £113750.
Gamble if you want to I'd rather not.
£130,000 won't get a one bed flat here for that.
i was wondering how insurances treat damage caused by one household in terraced properties. Say a flood or fire start in house A who is not insured and the remaining houses suffer damage. Do these other households claim through their own insurance? What would happen if house A was insured but their insurers declined pay out due to house owner's negligence?
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EddieM
Don't know what part of Essex you're in, but a rightmove search reveals over 1000 properties for sale at around that price.
your insurers would pay you out and then sue the uninsured householder - you cannot be held responsible for someone who doesn't insure!
Check out "subrogation"
- you cannot be held responsible for someone who doesn't insure!
okay, no lnsurance, no money, what you golng to take?
okay, no lnsurance, no money, what you golng to take?
EVERYTHING the fire/flood/whatever has left you with.
Car, tools, business assets, savings, pension fund, shirt off back, the lot.
Might be that the uninsured house isn't as badly damaged as the others damaged by the uninsured persons liability. Even if it's a total write off, the land it stood on still has a value.
Might leave you with a map showing where the parks with the best benches are, and maybe a newspaper to sleep under.
......and all for the sake of "saving" £250 a year!
What dld the caveman do? look after yourself
