In the past if I have always booked a holiday.....even sometimes just booked a late one on the card and paid when I come back but had a holiday abroad every year...but although I am in still on full time pay the future is not looking so bright, a few of the guys I work with have also said they are not going away this year with two having uk breaks.....and this is also on top of the new kitchen thats on hold ............I wish the economy would pick up soon