Don't go through insurance, the increase in your premium (regardless of clear video evidence showing you not at fault) will cost you dear in the long run.
Trust me, i have handed ready made cases to police and they didn't wanna know.
Civil matter is their punchline.
In a property i manage, the woman renting it had the flat advertised for rent and collected 7 deposits.
Her husband claimed he was a police officer to the unsuspecting victims.
I found out before she left, called the cops, called the 7 people scammed, police arrived at her door, victims at the door at the same time.
Apparently this is a civil matter and her promise to give the money back was enough to dismiss the fraud.
They didn't take action against the husband impersonating a police officer because they didn't hear him saying it, despite 7 witnesses.
They left.
Next day they were gone, never to be seen again.
At that point the cops registered it as a fraud and found that she had done the same thing several times before.
Now tell me again about being proactive.
Say the legal minimum to an insurer.
If you inform the insurer your premium will go up regardless. Being innocent is looking at the issue from the wrong perspective.
The insurer based on the data it has consludes this car park due to its restricted bays, location etc is notorious for minor scratches etc, all this information gets added into their profile they have of you and now you are an increased risk. Its why they are interested in whether you work from one place of work or multiple, where your car is parked etc. The more data they have the more they can refine their profiles of you and calculate your risk premium.
Say the legal minimum to an insurer.
Spot on. They will use anything and everything you give them to extract profit.
I think I have already said this. Only difference is that I called them a bunch of scammers.
Why do you think the Police act in this way?
Resource issue or a requirements issue - they are told to focus on other areas?
it’s actually a quirky bit of law regarding the treatment of deposits. A deposit is a unilateral commitment that only binds the depositor. So long as there is a commitment to return it. No criminal law is broken.
This is why you never ever give a deposit, if you can define it as a payment on account instead.
Payment on account binds both parties to the terms of a contract and gives the payer claim for damages in breach.
Why do you think the Police act in this way?
Resource issue or a requirements issue - they are told to focus on other areas?
Again, it’s a civil matter. Frustrating I know.The scammer didn't have title to rent the property, it was clearly a scam taking 7 deposits for a property that didn't belong to her.
No, it's not a civil matter.Again, it’s a civil matter. Frustrating I know.
Great idea.....Wtf is that???Just snot her.
Great idea.....Wtf is that???
Sarcasm...frrkin jeezez.In reality....I can only imagine ""snotting"" someone is not the answer.If you don't know what it is, how do you conclude it's a great idea?